Legal disclaimer

Please read the following carefully.

By visiting this website ( or opening any of its pages, you accept the terms and conditions listed hereunder. If you do not agree with the terms and conditions, please do not visit our websites.


The OTP Nyugdíjpénztár and OTP Országos Egészségpénztár (hereinafter: OTP Pénztárak) websites, OTP Pénztárszolgáltató Zrt's (hereinafter: OTP Pénztárszolgáltató) OTP Széchenyi Pihenőkártya and Cafeteria Nyilatkoztató websites and this website, including all graphics and text content and representations - signs and slogans displayed - displayed on the websites are protected by copyright law, and their use or re-use in any form is subject to the express and prior written consent of OTP Pénztárak and OTP Pénztárszolgáltató.


General information published on the websites is provided for information purposes only, and OTP Pénztárak and OTP Pénztárszolgáltató will not assume any responsibility for the completeness and accuracy thereof. The current terms and conditions pertaining to fund members and SZÉP Card holders are set forth in the regulations and the privacy policies published by OTP Pénztárak and OTP Pénztárszolgáltató, and in the contracts they conclude with their partners (employers, health fund service providers, and agents recruiting new members).

OTP Pénztárak and OTP Pénztárszolgáltató shall not be held liable for any damages, losses or costs which may arise in connection with the websites' use, inoperative condition, improper functioning, malfunctioning, or with any unauthorised modification of data, or which are the consequences of latency in information transmission, a computer virus infection, line or system failures or similar causes.

Protection of personal data and fund secrets:

OTP Pénztárak and OTP Pénztárszolgáltató will process all personal data which have come to their knowledge through the use of their websites in accordance with the provisions of Act CXII of 2011 on Informational Self-Determination and Freedom of Information and, pertaining to OTP Pénztárak, Act XCVI of 1993 on Voluntary Mutual Insurance Funds. If you submit any of your personal data to OTP Pénztárak or OTP Pénztárszolgáltató, you consent thereby to OTP Pénztárak and OTP Pénztárszolgáltató keeping records of and processing your data for the purposes and for the time determined by the nature of the given transaction.

OTP Pénztárak will handle all data, facts, information and solutions concerning the identity, data, financial status, business activities, economic activities, ownership and business relations, and the balance and turnover information of the client accounts managed by them as fund secrets (OTP Pénztárszolgáltató will process them as personal data and business secrets).

OTP Pénztárak and OTP Pénztárszolgáltató use so-called cookies on their websites in order to provide services as complete to their visitors as possible. You can learn more about cookies and how they are managed by clicking here.

Please note that some of the Portál content displayed for you during your visit may be saved into the directory used by your web browser for storing temporary files.

By using the Portál, you accept that certain content is saved on your local computer in an unencrypted form.

OTP Pénztárak and OTP Pénztárszolgáltató will provide the same protection to all data received via the internet as it provides to data submitted to them by other means.

NAIH (Hungarian National Authority for Data Protection and Freedom of Information) Registration

The Nemzeti Adatvédelmi és Információszabadság Hatóság (NAIH) registered the OTP Országos Egészségpénztár (OTP National Health Fund) data processing programme titled 'access to online services available to clients logging in to the website ( weboldalon bejelentkező ügyfelek által az online felületen igénybevehető szolgáltatások elérése)' under registry number NAIH-90209/2015.

NAIH registered the OTP Országos Nyugdíjpénztár (OTP National Pension Fund) programme processing the data of clients logging in to the website and titled 'Keeping contact, data provision (Kapcsolattartás, adatszolgáltatás)' under registry number NAIH-90376/2015.